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How Much Should You Spend on an Engagement Ring

  • Written by News Company


Engagements are the second-best to weddings. They give people hope that, finally, love will lead to marriage. During a proposal, an engagement ring is essential to act as proof of the occasion. People around the world love to make their engagements unique. This is why most end up spending a reasonable share of money on the preparations and even the D-day.

A typical cost that people foot is on the engagement ring. Different individuals have distinct views on the pricing of the engagement ring. Some prefer a fancy and costly one, while others are okay with even the lower-budget rings. Nonetheless, you can save money by purchasing a ring online and having them send you a ring sizer, so you know which size to get.

You have a variety of rings to choose from when shopping. Some emanate from costly stones, while others come from budget-friendly materials. Whichever your choice is, you should look at diamond alternatives, which are much more cost-friendly and can mean you get a larger stone for the same price. After all, what you are looking for is something decent and pretty enough to impress your significant other.

There is no price ceiling nor floor as to how much you should spend on an engagement ring. The basic rule of thumb is that you should spend what you can afford. Do not go beyond your budget or put yourself in substantial debt by purchasing a high-end ring. The reality is that you still have a wedding following the engagement, which will cost you money too.

Avoid listening to others on how much you need to spend on the ring. For them, they might have bought expensive rings for their partners due to financial stability – fingers are not equal. Assess yourself and see what you can afford at that moment. The tired phrase that you should spend at least two months of your salary on an engagement ring is outright misleading and full hogwash. You can find yourself on the brink of falling to debt quickly with such a move.

Generally, the amount you spend or the type of ring should be a decision you and your fiancée need to make, without the intervention of anyone else. One might argue that the ring needs to be a surprise. Well, fair enough – it is supposed to find your partner unawareness. Nonetheless, an easy way to know your partner's views on the type of ring to buy is discussing the matter earlier on a light note. Maybe start debating the issue a few months before the planned engagement in a way that does not suggest your moves. Ideally, the following tips can equally help you make the best decision on the perfect engagement ring:

The meaning of the ring

Rather than merely the price that the ring costs, you need to look at the meaning attached to the ring. Your significant other will most likely cherish a ring with a profound sense, even if it is not a costly item.

You can find a ring costing $10000 or below with a meaning more in-depth than a more expensive version. For instance, you can find a less expensive diamond alternative online and instruct them to give it a custom design. Here, you spend less, yet you still get your partner smiling and happy about that fantastic surprise. Say you get a ring with his or her name on it and custom made to suit his or her tastes and preferences – how will he or she not love it?

You can purchase the most prominent ring you find. However, if it does not match your partner's personality, it is useless – just a waste of money.

The type of ring you want to buy

This is another integral factor to consider when deciding how much you need to spend. There are tons of options to choose from when shopping online or physically. Some of the typical rings come from diamonds, sapphires, and emeralds. All three have distinct prices based on the quality of the ring. The cost would go higher if you need a custom design on the ring.

Nowadays, you can combine the stones and still achieve a beautiful and attractive finish. For instance, you can have a diamond alternative forming most of the ring and then have the diamond as the center stone.

Buying location

Of course, depending on where you purchase the ring, the cost differs. A ring that costs $10000 in a high-end jewelry shop might cost lower online. Even though many prefer a brick-and-mortar experience when shopping for engagement rings, you can still consider online methods. The best part about shopping online is in the offers. You can save a lot of money in due process.

Your partner’s expectations

Purchasing a ring that your partner will love makes more sense than buying the most expensive ring in the jewelry store. The price does not matter. Your significant other has distinct tastes and preferences, which you need to meet.

Budget and financial stability

This, again, is worth mentioning. Do not go overboard and plunge yourself into debt. Buying a ring, you can barely afford equates to putting yourself on the verge of bankruptcy and massive debts. Be realistic and creative in your approach, as there are tons of options out there.



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